THE thREE
BUCKETs
A simple framework to understand how money really works—and how to make it work better for you.
About The Author
ROdNEY ‘S Ferguson
With over four decades of experience in the financial services industry, Rodney Stuart Ferguson has built a career helping advisors, business owners, and investors navigate the complexities of wealth management.
A Christian writer and financial professional, Rodney brings a values-driven perspective to his work—focused on clarity, integrity, and long-term impact. His insights are grounded in real-world experience, not theory, shaped by years of working directly with clients and professionals in the field.
Rod is a retired U.S. Marine Sergeant and an Eagle Scout with the Boy Scouts of America—experiences that instilled discipline, leadership, and a strong commitment to helping others succeed. He studied at Duke University and the University of St. Louis, Missouri, building a solid academic foundation that supports his financial expertise.
THE thREE BUCKETs
THE thREE BUCKETs
THE thREE BUCKEs
THE thREE BUCKEs
about the book
THE thREE BUCKETs
What if financial planning could be simplified into just three categories?
In The Three Buckets, Rodney Stuart Ferguson introduces a powerful framework that organizes every financial asset into one of three tax environments:
- Taxable
- Tax-Deferred
- Tax-Free
Understanding how these three buckets work can dramatically change the way you build, protect, and distribute wealth.
This book goes beyond theory—offering real-world insights from over 40 years in the financial industry. It uncovers the hidden tax challenges that quietly impact long-term wealth and provides practical strategies to help you make more informed financial decisions.
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